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Tag: credit

Articles tagged as Credit

Guarantees are Legal

Posted on December 12, 2022 by Michael Smith
A guarantee is really a written promise by you that the one who is obtaining credit (the debtor or borrower) could keep to all or any the conditions and terms of these contract (the credit contract, or loan agreement).The guarantee implies that if the individual borrowing the amount of money struggles to repay the loan you then, because the guarantor, can be legally prone to pay whatever is owed.Your guarantee may either be oral or written...

Filing a Simple Bankruptcy

Posted on October 13, 2021 by Michael Smith
We all know times are tough and, for a number of us, bills are getting harder to pay monthly.If the debts you owe are more than what you can afford, you should read on.Filing a bankruptcy can be the answer to your problems.A bankruptcy is a way to discharge your debts completely so that you can have a fresh start in your financial and personal life.You can only file a bankruptcy once every 6 years and once filed, it can become part of your credit historyBefore filing, you want to know two things: 1) that your monthly expenses (i...